Electronic Banking Disclosure


Should you wish to contact the Bank's primary regulators, they can be reached at: 

FDIC San Francisco Regional Office
Telephone number:
Toll-free: (800) 756-3558
Local: (415) 546-0160

Mailing address:
Federal Deposit Insurance Corporation
25 Jessie Street at Ecker Square, Suite 2300
San Francisco, California 94105-2780

FDIC Customer Assistance Form

California Department of Business Oversight - Financial Institutions

Telephone number:
(415) 263-8500
(415) 989-5310 (fax)

Mailing address:
45 Fremont St. Suite 1700
San Francisco, CA 94105-2219
California Department Financial Institution Contact page

Insurance Calculator

The FDIC released the latest version of its deposit insurance estimator, designed to be included on bank websites. It allows users to compute coverage for irrevocable trusts and government accounts, in addition to personal and business accounts. The estimator now allows the calculation of insurance coverage past 2014.
https://www.fdic.gov/edie/calculator.html


Federal Trade Commission

www.consumer.ftc.gov/features/feature-0014-identity-theft


USA PATRIOT Act Information – CUSTOMER NOTICE
IMPORTANT INFORMATION ABOUT PROCEDURES FOR OPENING OR CHANGING AN ACCOUNT WITH REDDING BANK OF COMMERCE
Section 326 of the USA PATRIOT ACT requires all financial institutions too obtain, verify, and record information that identifies each person who opens an account or changes an existing account. This federal requirement applies to all new customers and current customers. This information is used to assist the United States government in the fight against the funding of terrorism and money-laundering activities.
 
What this means to you: when you open an account or change an existing account,we will ask each person for their name, physical address, mailing address, date of birth, and other information that will allow us to identify them. We will ask to see each person’s driver’s license and other identifying documents and copy or record information from each of them.