Earn interest on your account without debit transaction limitations.

The Basics:

  • $100.00 minimum to open
  • $5,000 average monthly balance¹ OR $10,000 in combined average balances² to avoid $16.00 monthly service charge
  • Earn more interest on higher balances
  • Check images accessed through online banking will have no charge; there will be a $2.00 charge if you request check images with your monthly paper statement

The Features:

  • MasterCard® debit card
  • Unlimited transactions
  • Automatic transfers
  • Bill pay
  • Mobile remote deposit³
  • Unlimited online, mobile, and text banking³
  • Electronic statement 
  • 24 hour telephone banking


1. The average monthly balance is calculated by adding the principal in the account for each day of the statement period and dividing that sum by the number of days in the statement period.

2. The combined balance will include the total average monthly balance of your Personal Interest Checking account and the average monthly balance of any additional checking or savings accounts that are owned by you. Accounts must have the same vesting to be considered for combined balance purposes.

3. Data and text messaging charges from your mobile carrier may apply.

Refer to the Account Terms and Conditions for additional terms regarding your account and the Schedule of Fees and Services for additional fees that may be assessed. See account disclosure for full details. Fees may reduce earnings on the account. Refer to the current rate sheet for interest information.