The Best Choice Checking Account is a non-interest bearing account with no minimum balance requirement. This account rewards you each time you use your debit card. Five cents will be paid for every debit card transaction made using your BOC MasterCard debit card when you open a Best Choice Checking account.

Transactions conducted at an ATM are not eligible for cash rewards. Rewards will be paid at the end of each calendar quarter. Transaction counts are determined by the date the bank processes the transaction. This may be later than the date the transaction occurred. Maximum annual reward of $150.00.

This account offers:

  • Anytime access through a free BOC MasterCard debit card
  • Foreign ATM fees (fees charged when you use your card at an ATM not owned by BOC) will be refunded up to a maximum of $10.00 per month
  • Online, mobile, and text banking. Mobile Banking can be accessed by using a web browser on your phone or by downloading either our iPhone or Android app
  • Text Banking* allows customers to send a simple text command requesting balances, history, or even funds transfers

*Data and text messaging charges from your mobile carrier may apply.

Account requirements:

  • $25 minimum to open
  • Acceptance of paperless statements in an electronic format
  • Ten (10) MasterCard POS debit card transactions posted per monthly statement cycle. If account requirements are not met a monthly service charge of $6.95 will be applied.


All accounts subject to normal account opening process. Other fees and charges may apply. See account disclosure for full details.