Tie your business savings or money market account to your business checking account to automatically provide overdraft coverage. You can also tie your business checking to a sweep arrangement over specified target balance and by special arrangement.


Business Savings

The Basics:

  • $25.00 minimum to open
  • $100 average monthly balance to avoid $5.00 monthly service charge
  • Limit 6 pre-authorized transactions each statement cycle at no charge, $2.00 charge for additional transactions¹

The Features:

  • Tiered interest rates
  • Unlimited Bank of Commerce Automated Teller Machine (ATM) and in branch withdrawals
  • Automatic transfers and/or sweep arrangements
  • ATM card

Refer to the Schedule of Fees and Services for additional fees that may be assessed to your account. See account disclosure for full details.


Business Money Market

The Basics:

  • $100.00 minimum to open
  • $2,500 average monthly balance to avoid $15.00 monthly service charge
  • Limit 6 pre-authorized transactions each statement cycle at no charge, $2.00 charge for additional transactions¹

The Features:

  • Tiered interest rates
  • Unlimited Bank of Commerce in branch withdrawals 
  • Automatic transfers and/or sweep arrangements

Refer to the Schedule of Fees and Services for additional fees that may be assessed to your account. See account disclosure for full details.


Certificates of Deposit (CDs)

The Basics:

  • $500.00 minimum to open
  • 10 day grace period
  • Early withdrawal penalty will apply if CD is closed before the maturity date

The Features:

  • Competitive interest rates
  • Choose from fixed or variable rate options
  • Flexible terms from 91 days to 5 years
  • Receive interest payments monthly, quarterly, semi-annually, or at maturity

Refer to the Schedule of Fees and Services for additional fees that may be assessed to your account. See account disclosure for full details.


1. Federal regulations limit certain types of withdrawals and transfer transactions you can make from a savings or money market account. Transfers from savings or money market accounts to another account or to third parties by overdraft protection, telephone, point of sale (POS) debit card transactions, bill payments, computer transfer or by a check, draft or similar order to third parties are limited to six (6) per calendar month or statement cycle. We will use the date a transaction is completed by us (as opposed to the day you initiate it) to apply the frequency limitation. If you exceed the transfer limits set by federal regulations, we will notify you in writing. If you continue to exceed transaction limits we are required by law to convert your account to one that is not subject to limits or transactions. If we plan to convert your account, we will notify you at least 30 days in advance. Excess withdrawals will be subject to $2.00 service fee, assessed at the statement cycle period.