$50 Million in FDIC Insurance
Through the CDARS® service at Bank of Commerce
Get the basic checking features you need with no monthly fees and anytime account access through free Online Banking.
- $25 Minimum balance to open
- Free Watermarked Security Checks
- Free MasterMoney® Debit Card
- Free iConnect Online Banking
- Free Bill Pay
Top
HIGH PERFORMANCE Checking Our most rewarding checking product redefining high interest
- Foreign ATM fees refunded up to $10.00
- No Minimum Balance
- No Monthly service charge
- Free iConnect Online Banking
- Free Bill Pay
- E-Statement required
Top
NOW Personal Checking
Checking with unlimited check writing plus interest on account balances.
- $100 opening deposit
- No monthly service fees with $5,000 average monthly balance
- Unlimited check writing
- Click Here to view an up-to-date Rate Sheet
- Free MasterMoney® Debit Card
- Free iConnect Online Banking
Top
HIGH PERFORMANCE Savings
You work hard for your money. You deserve High Performance.
- $25 opening balance
- No required minimums
- No service fees – 24 hour access penalty free
- Checking account with combined statement required to qualify for the higher performance rate
FEE-FREE Statement Savings
Open a fee-free Statement Savings account and start securing your financial future today. - $25 opening deposit
- No average monthly balance requirement
- Click Here to view an up-to-date Rate Sheet
- 6 account transfers per month - $2 per transaction over 6
Top
HEALTH SAVINGS Accounts
Welcome to Consumer-Driven health. Set aside money for health care tax-free.
- Pay less each month for high-deductible health insurance
- Tax-free savings, contributions and disbursements
- Your high-deductible insurance and HSA protect you against high or unexpected medical bills
- Funds remain in account from year-to-year, no ‘use it or lose it’ rules
- Remains in place regardless of where you work or what insurance company you have
- Can be used as another source of retirement income
Top
CHOICE Money Market Accounts
Build your savings faster with competitive interest rates while keeping ready access to your money. Traditional Money Market accounts have a limit as to the number of checks written during a monthly statement cycle. There is no limit to the number of withdrawals from the account by the depositor, when these withdrawals are made in person, or by mail. No more than six (6) transfers may be checks; telephone transfer or ACH debit activity.
- $5,000 minimum required balance
- Click Here to view an up-to-date Rate Sheet
CHOICE Money Market Accounts tie a regular checking to a sweep arrangement over a specified target balance. By special agreement Choice Money Market Accounts have no access limitations.
Top
Your Rate. Your Choice
Certificates of Deposit (CDs)
Accelerate your savings with our most attractive interest rates when you don’t require immediate access to your money. You choose your rate and term. Traditional Choice- $2,500 minimum required balance
- Flexible terms
- Choose from single maturity, auto-renewable, fixed or variable-rate options
- Receive interest payments monthly, quarterly, semi-annually, annually, or at maturity
Rate Bump / Add-On Choice- $2,500 minimum required balance
- Flexible terms
- Receive interest payments monthly, quarterly, semi-annually, annually, or at maturity
- Bump the rate one time during the term
- Additional deposits accepted
Interest is calculated daily on the Daily Balance Method. The daily interest rate is 1/365 the annual rate. Early withdrawal from a Certificate of Deposit may be subject to substantial penalty.
Top
Individual Retirement Accounts (IRAs)
Whether you’re Gen-X or a Baby Boomer, getting set for retirement starts with our Choice of easy-to-build IRA accounts. Use our free financial calculators.Choose from Regular, Roth and Educational IRAs
- Fixed- and variable-rate options available
- Deposits earn interest tax-free
Top
MasterMoney® Debit Card
Make everyday spending simple and secure with our MasterMoney® Debit card that is faster than writing checks and safer than carrying cash. - Free with a personal checking or savings account
- Make purchases wherever MasterCard® is accepted
- Withdraw cash at any Bank of Commerce ATM or thousands of (Network) ATMs worldwide
- Purchases deducted from your checking account
- Make quick, secure purchases online or over the phone
Top
Safe Deposit Boxes
Keep important documents and valuables safe and secure. Several different box sizes are available for a nominal monthly fee at most Bank of Commerce banking centers.
Top
Online Banking
Bank whenever, wherever with ease and security. Sign up today – it’s free when you open a personal or business banking relationship. (Click here to sign up) - Check balances
- View account histories and check images
- Transfer funds
- Pay bills electronically
Stop writing checks and start paying bills the secure and easy way with Online bill pay.
- Customize your personal list of payees
- Send one-time payments or schedule recurring payments
- Pay an unlimited number of bills per month
- Save time and postage
Go paperless and switch to convenient, space-saving electronic account statements
- Encrypted, password protected security
- Monthly statement sent to the e-mail address of your choice
- Easy to store, print and organize
Overdraft Protection
Avoid the fees and hassles of bounced checks. Should you overdraw your checking account, Overdraft Protection will automatically transfer money in $100 increments from a Cash Reserve Line of Credit or your savings account to cover the insufficient funds. Choose the back-up right for you.
Order Checks or Gift Cards Online